Out with the old… …and in with the new. It’s time to upgrade! 🔥 First Objective: Get the most money for the old car There are a few ways to sell a car, however, there are tradeoffs with each. There are two main factors to consider: Time & Money In most cases, you’ll have to…
Thank you to my mom for getting me started with this tip back in 2012 since every year it’s a use or lose it investment option. 🙏 Taxes. The one thing that we see taken out of our paychecks… …and added to every bill when we buy something. 🤦 Wouldn’t it be nice if to…
Remember those viral videos where someone celebrates the WIN too soon? If you don’t, here’s a video with 5.5+ million views: Embarrassing? I mean, c’mon. He didn’t know any better because if he did… …he would have come in first place. This is the #1 thing that I try to avoid when making my financial…
Thank you Trailblazer Justine for inspiring this week’s post! If there is another topic you would like me to cover, please feel free to leave a comment or reply to this email with your thoughts! Let’s hit pause and rewind a few years. I had just received a job offer and read this: Base Salary…
With the average credit card interest rate being 20.68%… …the last thing you want is to carry a balance on your credit card. However, that is exactly what 65% of credit card holders are doing. But – how did we get here? It all started when we got our first credit card. Growing up in…
Getting out of credit card debt can be difficult, especially when interest rates can be 20.00% or above. When we see our credit card balance, our first thought might be that we have to pay all of it. That is not always the case! You can actually negotiate your outstanding balance with a credit card…
I contacted 10+ friends in the past week to learn more about their financial journeys. The top eyebrow raising thing that was said… …I carry a balance because it improves my credit score. “Huh?” 🤨 I had never heard about that before so I had to dive getting to the facts of it all. Short…
I get paid to keep my money in the bank. Over the past 12 months, it was $452.16. A traditional savings account pays a national average of just 0.42% APY according to the Federal Deposit Insurance Corporation (FDIC). Last month I got 4.15% APY. That is ~10x the national average! No, this isn’t some get…
Are you seeking a high-yield savings account that truly fits your financial goals? In a world of options, finding the perfect match can be overwhelming. Fear not! The Lifestyle Method is a guide to present you with a number of factors to consider when selecting a high-yield savings account. Whether you’re a savvy saver or…
Unlock the power of your savings with high-yield savings accounts. Before I had opened my first high-yield savings account, I was getting anywhere from $0.01 to $0.30 per month in a normal checking or savings account. That was fine because it was the only thing that I knew existed. That was until I heard about…